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Mortgage Checklist

The following information is usually required during the loan process:

    • 2 Pay Stubs covering most recent consecutive 30-day pay cycle
    • 2 most recent years W-2 forms and/or 1099 forms (covering all jobs held)
    • 2 Forms of ID - 1 must be a Government Issued Photo ID, and 1 of the following:
      • Social Security Card
      • Current Utility bill with your current address
      • Current Voter Registration Card
      • Military ID
      • Unexpired Passport
    • 2 Months of most recent bank or credit union statement(s)- (all pages, even if they are intentionally left blank)
    • 2 most recent years Tax Returns (all pages and schedules)

If you currently own Real Estate:

  • Mortgage account information (current mortgage statement)
  • Home insurance policy information
  • Most recent property tax statements
  • HOA Statement
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